Buying Property in Greece (2025 Guide) - Fees & Costs

Buying a property in Greece is not just about the listed price. Like in every country, there are extra costs and fees that buyers need to consider before signing a contract. The good news? The process in Greece is transparent and safeguarded by lawyers and notaries.

Here’s what you need to know:

 1. Property Transfer Tax (3%) in Greece as of 2025

This is the main government tax on property purchases.

  • Rate: 3% of the property’s declared purchase price.
  • Paid once, at the time of purchase.

πŸ‘‰ Example: For a property worth €500,000 β†’ €15,000 transfer tax.
2. Notary Fees (1–2%)

In Greece, every property transaction must be signed before a notary.

  • Typical fee: 1–2% of purchase price (can be lower for very high-value deals).
  • The notary prepares and verifies the contract, making sure the deal is legal.

πŸ‘‰ Example: €500,000 property β†’ approx. €5,000–€10,000 notary fee.

3. Lawyer Fees (1–1.5%)

A lawyer is essential for foreign buyers β€” they check the property titles, debts, and ensure the seller has the right to sell.

  • Standard fee: 1–1.5% of purchase price.
  • Your lawyer will also handle payments, tax numbers, and liaise with the notary.

πŸ‘‰ Example: €500,000 property β†’ approx. €5,000–€7,500.

4. Land Registry Fees in Greece / Cadastre Fees (0.5–0.7%)

Every property transfer transaction must be registered officially in Greece.

  • Cost: 0.5–0.7% of purchase price.
  • Covers land registry or national cadastre (depending on the area).

πŸ‘‰ Example: €500,000 property β†’ approx. €2,500–€3,500.

5. Real Estate Agent Commission (2%)

Agency commissions in Greece are typically 2% of the sale price. This can be lower in case of high value transactions.

Both the buyer & seller pay this fee (1.5%-2% separately) if they included a real estate professional.

πŸ‘‰ Example: €500,000 property β†’ €10,000.

Total Example Calculation of Cost of Buying a Property in Greece (as of 2025)

For a property purchase of €500,000, here’s a realistic cost breakdown:

  • Property transfer tax (3%): €15,000
  • Notary (1.5%): €7,500
  • Lawyer (1%): €5,000
  • Land registry (0.6%): €3,000
  • Agency commission (2%): €10,000

βœ… Total extra costs: ~€40,500

πŸ’‘ Looking for the right location? The Athens Riviera is one of the most popular destinations for property seekers, offering coastal beauty, cosmopolitan flair, and historical significance. From vibrant Glyfada to exclusive Vouliagmeni, each area has its own character and price range. πŸ‘‡ Read below.

Athens Riviera beachside Property for sale | Properties in Greece for sale

Athens Riviera – where to buy & average property prices

Leave a Reply

Your email address will not be published. Required fields are marked *